Bad Credit Used Car Loan Specialists Same Day Approval Regardless of Credit

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Toronto and Canada bad credit car loans

Does it cost me anything to fill out the credit application?
Absolutely not! There is no cost to fill out our online car loan application. You can fill the secure car loan application without any charge. Our car loan quotes are 100% free and come with a absolutely no-obligation clause. There is no risk or cost to you.

What if my credit is horrible?
We believe that everybody deserves a second chance. Almost everyone has experienced hard times in their life that might have lead to bad credit but that does not make them bad people! No matter what your credit situation is, we will get you driving.

What happens to my information after I submit it?
Immediately after you fill out your car loan application, we receive an email notifying us you have done so. We review your application very carefully and present it to the auto finance lender whom is most likely to extend you credit. We will then contacting you and discuss all options with you before proceeding forward.

What if other lenders have turned me down.
Don't worry about that. We have lenders that can deal with ANY situation. We cannot guarantee terms and conditions of your car loan but we will explain what you need to do to get approved.

If I apply – will that hurt my credit?
When you apply for any loan it affect your credit rating. Some car dealerships will send your application to all of the banks “hoping” one will approve you. This means your credit is pulled between 5 and 10 times which is not good! We don't do this! After carefully reviewing your application, we will contact you, find out the details of what has happened in the past so as to submit you to an auto finance lender that will approve you!

Are your services available in every Province of Canada? is currently available in the following Provinces listed HERE in Canada.

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Whatever the Situation!

Bad Credit
No Credit
Slow Credit
Self Employed
Get Paid In Cash
Consumer Proposal
Poor Credit
Previous Repossession
Fixed Income
New Citizens

What We Offer

Fast and Easy Approval
Lowest rates in Canada
Bad Credit Auto Loans
Slow Credit Car Loans
Bankruptcy Vehicle Loans
Self Employed Car Loans
Applying is 100% Free
Driving in 48 Hours or Less!

What Past Clients Think

  • After several unsuccessful attempts at getting a loan from various banks, I succeeded in getting a loan through Now I can focus on rebuilding my credit.

    Charles N., Toronto, ON.

  • With the credit problems I had in the past, I never thought I would be able to purchase a vehicle again. Thanks to Apply Then Drive they obtained the financing I needed to get driving again.

    John B., Calgary, AB.

  • I found their website while searching for bad credit car loans. My credit was not so good, but I got the financing and the car I wanted. 1..2..3 Simple steps just like they said.

    Shelly K., Kelowna, B.C.

  • Thanks for helping us lift a ton of weight off of our shoulders. You guys did a great job in getting us the Van our family needed.

    Mike & Amy D., Hamilton, ON

  • I refer ALL of my friends to whenever they are looking for a vehicle loan. Trust me, I would never refer a friend if I did not receive the best service. Thanks.

    Mark W., Halifax, N.S.


No obligation pre-approved used car loans. A smart way to get approved vehicle loans and re-establish your bad credit!
Apply Today and Get Approved. Start driving the car of your choice tomorrow. We deal with all banks and dealerships!

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